Cyber Resources Center
Cyber Insurance Resource Center
Senior Market Sales has partnered with Cornerstone Companies and Crum & Forster to bring agents cyber liability insurance. This cyber security insurance policy offers independent insurance agents protection.
As an agent, you have an obligation to protect client information. As a business owner, you need to secure your computers and computer systems. The information provided below will help you understand the benefits of cyber insurance as well as valuable tips to help you keep computers and information secure.
SMS Cyber Insurance Rate Grid
Answer the questions below to view the rate grid:
1. Is your coverage for an individual or a business?
If you are an entity, select "Business" in the dropdown. If you are an individual, select "Individual" in the dropdown. Next, find your Gross Revenue range and move right across the columns and increasing coverage limit levels to find your premium.
Individual Agents or Brokers (Not an Entity)
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | DBI Sublimit | $10,000 | $25,000 | $50,000 |
| Deductible | Deductible | $1,000 | $1,000 | $1,000 |
| Standard Premium | Standard Premium | $450 | $550 | $650 |
| Preferred Premium | Preferred Premium | $325 | $400 | $500 |
2. What is your gross revenue?
For Preferred rates, the applicant must have the following controls in place:
- Dual factor authentication for e-mail and cloud based services (like Dropbox)
- Systems configured for automatic installation of operating system software updates
- Administrative privileges have been restricted on PC's
- Updated DNS settings
Standard Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $500 | $620 | $740 | $1,100 |
Preferred Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $400 | $500 | $600 | $1,000 |
Standard Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $525 | $685 | $685 | $1,200 |
Preferred Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $425 | $550 | $650 | $1,050 |
Standard Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $685 | $620 | $925 | $830 | $1,095 | $975 | $1,410 | $1,250 |
Preferred Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $450 | $410 | $600 | $515 | $700 | $650 | $1,100 | $1,000 |
Standard Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $850 | $760 | $1,150| $1,050 | $1,400| $1,236 | $1,825 | $1,615 |
Preferred Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $525 | $480 | $700 | $620 | $800 | $720 | $1,200 | $1,100 |
Standard Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $1,150 | $1,040 | $1,650 | $1,460 | $1,980 | $1750 | | $2,300 |
Preferred Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | $680 | $600 | $900 | $830 | $1,050 | $950 | | $1,250 |
Standard Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | | $1,320 | | $1,880 | | $2,275 | | $3,020 |
Preferred Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | | $760 | | $1,040 | | $1,200 | | $1,600 |
Standard Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | | $1,600 | | $2,300 | | $2,700 | | $3,700 |
Preferred Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | | $950 | | $1,200 | | $1,495 | | $1,950 |
Standard Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | Contact Us | Contact Us | Contact Us | Contact Us |
Preferred Risk Table »
| Aggregate Limit | $100,000 | $250,000 | $500,000 | $1,000,000 |
| eCrime Sublimit | $10,000 | $20,000 | $50,000 | $100,000 |
| DBI Sublimit | $10,000 | $25,000 | $50,000 | $100,000 |
| Deductible | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 | $1,000 | $2,500 |
| Annual Premium | Contact Us | Contact Us | Contact Us | Contact Us |
Apply for Cyber Liability Insurance
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Cyber Resources
Fraudulent Wire Transfer Training
Avoid fraudulent wire transfer schemes.
